Ssa Retirement Limit 2025 Calculator. However, if you'll be reaching full retirement age by the end of the year and aren't there yet, that limit is $59,520. Using a retirement calculator can help you determine the ideal retirement age to start social security payments and encourage you to consider taking action to maximize the.

In 2025, the maximum taxable earnings limit will increase to $176,100. If you have a personal my social security account, you can get an estimate of your future retirement benefits and see the effects of different retirement age scenarios.